◆ Preferred Stock Research

ⓘ Guide

SYF-P-A NOW TRADING POST CALL DATE

Synchrony Financial · Series A · Financial Services
Also quoted as: SYF-A, SYFprA, SYF.PRA, SYF-PA, SYFpA
$18.88
last price

About this security

SYF-P-A is a 5.625% non-cumulative perpetual preferred stock issued by Synchrony Financial, a Financial Services issuer. Current yield 7.45%, callable from 2024-11-15.

Synchrony Financial: Synchrony Financial (NYSE: SYF) was spun off from GE Capital Retail Finance in 2014 as a focused specialist in private-label and co-branded consumer credit. Its core product suite includes private label, general purpose, dual- and co-brand credit cards, promotional financing, secured lending, and installment loan products. Its Health & Wellness platform provides healthcare payments and financing through networks of providers and health systems, with key brands including CareCredit and Pets Best. Headquartered in Stamford, CT, Synchrony serves tens of millions of active accounts and reported total assets of approximately $119–120 billion in 2024, making it one of the largest consumer credit companies in the United States.

Issuer page — all Synchrony Financial securities & profile →

Key Stats ✓ terms from SEC 424B5 — verify via link below

Series
A
Alt. Symbology
SYF-A, SYFprA, SYF.PRA, SYF-PA, SYFpA
Recent Market Price
$18.88
Current Yield
7.45%
Yield to Call
Yield to Worst
7.45%
Original Coupon (est.)
5.625%
Liq. Preference
par pending
Disc/Prem to Par (→ screen)
Recent Ex-Date
2026-05-05
Annual Dividend
$1.4063
Pay Frequency
quarterly
Call Date
2024-11-15 ⚑ callable now
Maturity
Perpetual
Issued
2019-11-07
Cumulative
No
Redeemable
Yes
Convertible
No
Pay Dates
February 15, May 15, August 15, November 15
Shares Offered
30,000,000

vs. Financial Services category (2 issues): yield 7.45% vs avg 7.77%

⚠ Liquidation preference not yet confirmed from the prospectus ("par pending"), so premium/discount and yield-to-call are withheld rather than computed from an assumed value. Price, yield, and dividends are exact from the market feed.

Quote

 SYF-P-A (preferred)SYF (common)
Last $18.88 $73.36
Change -0.02 (-0.11%)
Open$18.85$73.44
High / Low $18.95 / $18.84 $73.71 / $71.98
Prev Close$18.90
Volume33,7873,197,044
52-Week High / Low $20.80 / $17.43 $88.77 / $56.51

52-week range based on available history. Shares outstanding / market cap require a fundamentals feed (not in current data plan).

Price

SYF-P-A SYF (common)

Dividend History

Ex-DateAmount / Share
2026-05-05$0.351563
2026-02-06$0.351563
2025-11-05$0.351563
2025-08-05$0.351563
2025-05-05$0.351563
2025-02-03$0.351563
2024-11-04$0.351563
2024-08-05$0.351563
2024-05-03$0.351563
2024-02-02$0.351563
2023-10-31$0.351563
2023-07-28$0.351563

Performance

See what an investment would be worth today, dividends reinvested. Run the $10K calculator for SYF-P-A →

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Prospectus (SEC 424B5)

We are offering 30,000,000 depositary shares, each representing a 1/40th ownership interest in a share of our 5.625% Fixed Rate Non-Cumulative Perpetual Preferred Stock, Series A, par value $0.001 per share (the "Series A Preferred Stock"), with a liquidation preference of $25 per depositary share (equivalent to $1,000 per share of Series A Preferred Stock).

Use of proceeds: Net proceeds of approximately $734.5 million will be used for general corporate purposes.

Full Prospectus (SEC filing) →

Other Securities from Synchrony Financial

SymbolTypeCouponPriceYield
SYF-P-B preferred 8.250% 25.50 8.09%

News — Synchrony Financial

Issuer news via Tiingo, tagged to SYF.

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About this site

This site tracks preferred stocks and baby bonds — investments that pay regular, scheduled dividends. Every figure shown is drawn from companies' SEC filings and live market quotes.

What you're looking at

A preferred stock sits between a common stock and a bond. It usually trades near a $25 face value and pays a fixed dividend on a set schedule. Baby bonds are similar, but they are debt that matures on a stated date.

Key terms
Yield
Annual income as a percentage of the current price. A higher yield means more income, though it is worth understanding why a yield is unusually high.
Par
The face value, almost always $25. It is the price the company can redeem the share at.
Discount / Premium
Whether the share trades below par (a discount) or above it (a premium).
Call date
The first date the company is allowed to buy the share back from you at par.
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